Eleven hacks to stretch your student budget

Eleven hacks to stretch your student budget


Being a student is hard enough as it is without worrying about money, yet financial strain is a reality for most people attending college or university. With little to no income and a lot of debt, or a benefactor paying your way, you’ll no doubt have looked for ways to stretch your budget beyond its current reach. Here are 11 trusted tricks to help you optimise your spending and get the most out of your university experience.

  1. Get a student bank account

Most banks offer significant student benefits that add up over time. Students can save thousands of rands per year by researching their banking options and choosing the one that best suits their profile. Click here to start comparing your options.

Alternatively, if you’ve been granted a large sum as part of a bursary or student loan, you could save it in a premium bank account with a high interest rate to grow your funds instead of saving on banking expenses.

  1. Ditch pricey textbooks with the MasterPass System

One of the biggest pains of studenthood is spending a fortune on textbooks with no resale value that cover only a few modules in the course. Luckily, students can now avoid this inconvenience in favour of the MasterPass System, an online platform that provides summaries of textbook chapters, mind maps, quizzes and flashcards, all written by university lecturers. Recently launched by The Student Hub, this system aims to disrupt the textbook industry and provide college and university students with a cheaper and simpler study solution. The MasterPass System includes motivational coaching and a progress tracker, and the corresponding mobile application, ERA, offers 24-hour tutor support and monthly group tutorials prior to tests and exams.

  1. Get cash back when a lecturer is absent

A little-known (and fully legitimate) money saving tip is to collect a refund for cancelled lectures at your university or college’s administration department. Not all institutions are equally friendly about such requests, but it makes sense to be reimbursed for a purchase when you don’t receive the goods, especially if you consider the added cost of an unnecessary commute. It’s best, however, to discuss the idea with admin at the beginning of the semester to avoid conflict later on.

  1. Do intermittent jobs

Want some extra cash, but don’t have time or energy for a regular part-time job? Fortunately, there are intermittent jobs that need hardly any prior commitment. A very popular stream of income for students and others seeking sporadic employment is working as an extra or “background artist” on film and TV commercial sets. No prior experience is required, and people of all appearances and capabilities are cast in such roles. To take up such work, join a local film extras agency such as The 39 Steps or Colt Talent and sign up for a few hours’ work at a couple of days’ notice. If you’re lucky, you can even take your notes with you and study between takes! Another flexible part-time pursuit is promotional work. Again, one simply has to join a local promotions agency such as Spotlight Agency and take jobs if and when one is so inclined.

  1. Work at a local cafeteria

Speaking of part-time jobs, did you know that food industry staff often get free meals? If there’s a cafeteria near you with flexible hours, it’s probably worth looking into.

  1. Join a lift club

Lift clubs save a tonne of money, and they’re everywhere! If you commute to campus, but don’t know any students who live in your area, check out ride sharing sites like carpoolmates.co.za, liftclubs.co.za, and ugomyway.com to find a reliable travel partner.

  1. Cut your grocery bill in half

There are countless ways to cut back grocery expenses, as many a listicle will assert. A failsafe way to start saving cash is to do one big weekly shop instead of popping over to the supermarket or deli as the need arises (or a fortnightly shop if you’re really good). This will help you to avoid impulse purchases and teach you to plan and ration your meals, which is a good way to promote healthy weight management (if you’re into that sort of thing). Another reliable saving strategy is to cook your meals in bulk and pack your lunches instead of frequenting cafeterias, thereby saving time and electricity.

You could also avoid wastage by storing bread, vegetables, and other perishables in the freezer, and emptying out the fridge weekly to check for forgotten tubs and jars. Supplementing meat with high-protein vegetables like beans and lentils will also stretch your budget (especially if you buy the dry bagged produce instead of the canned variety).

  1. Sign up for a budgeting app like 22Seven

For most of us, taking a critical look at our banking statements can be a frightening task best left ignored. And yet, there’s little more empowering than taking complete ownership of one’s financial decisions and making adjustments where necessary. 22Seven is a free budgeting app which automatically categorises expenses according to purchase type so that users can evaluate their spending habits at a glance.

  1. Pay in cash

Another great money saving tip is to use cash only, forcing you to make regular withdrawals and physically hand over your money when making purchases. You’ll definitely think twice before forking out your hard-earned notes on a whim.

  1. Regularly read up on scholarships and bursaries

Your institution’s admin department should be able to provide you with a list of local partner scholarships, but these are invariably limited. Happily, there’s an abundance of overseas scholarships for both undergraduate and postgraduate candidates, with the added benefit of an overseas adventure! Relevant informational websites include studyoverseas.com, studyabroad.sit.edu, gooverseas.com, goabroad.com, studyabroad.com and findaphd.com.

  1. Get freebies!

There are many freebies out there just waiting to be claimed! Join your local Freecycle group, receive and review all sorts of groceries at Home Tester Club, and lodge any valid product and service complaints atHellopeter to get reimbursed or recompensed when necessary.

Let us know which of these tips was your favourite, and feel free to add more. Happy saving!


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  95. Sinon un « jeune » (23 ans quand même) qui réalise un très bon début de saison, c’est le colombien Giraldo qui après avoir atteint les 1/4 la semaine dernière se retrouve cette semaine avec la possibilité d’atteindre les 1/2 à Auckland demain. J’ai bien de lui avoir renouvelé ma confiance dans le cadre de l’odyssée (comme l’an dernier…)

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  112. I take it you are referring to this paragraph of the Telegraph's coverage: It is understood that part of the pact could lead to the more regular deployment of a Royal Navy hunter killer submarine in the region joining America's build up in the region. I believe half of that article consists of the Telegraph being entirely too optimistic. Give how early in the game it is, and how difficult it is even for the Americans to convince the Japanese to let them station a nuclear-powered aircraft carrier at Yokosuka, I wouldn't hold my breath over this. I think the Telegraph is trying to sex up the story and sell it in line with their coverage of China's rise. GD Star Ratingloading…

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  137. O «Debaixo do Vulcão» é uma hipótese de resposta para a pergunta 4, ainda mais agora que ouço falar numa prometedora «cena final».Um dia recomendaste-me um livro (ainda o meu blog tinha comentários) que eu cheguei a procurar e ter na mão, mas como não o comprei logo e não conhecia o autor, acabei por me esquecer qual era. Nem título, nem autor. Humpf.Obrigada por responderes. 🙂

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  150. I think Ofraud used the "born in Kenya" meme to legitimize his blackness, knowing he was really born of an Indonesian mom comfort-worker, probably in Kenya, father probably malcolm x. Sometimes when people lie, they coddle some halfway lie to make it all sound more justifiable. Maybe in 2001 Barry hadn't fallen into fullfledged psychopathic liar requirements and could only tell quasi lies. He was desperate to validate himself as a real black man, but he's just a half-purple-lipped-Indonesian, and Malcolm X was part white too.

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  153. Verkligt ljuvligt är ocksÃ¥ ”lun leverpostej”, dvs ljummen bakad leverpastej med bacon som bas för en komposition som kallas ”Dyrelaegens natmad” alltsÃ¥ veterinärens nattamat. En mäktig hyllning till aptiten. Och för lÃ¥gkolhydratätaren en kanonrätt om man lÃ¥ter bli brödet.

  154. Información Bitacoras.com…Valora en Bitacoras.com: Las historias venden. Todos los sabemos. Pero, ¿por qué? Y más importante aún: ¿cómo lo podemos hacer nosotros? Eso es lo que vamos a ver… Planteado el tema déjame que aclare algo: no todas las historias persuaden y ……

  155. 2aaHere’s something else I may have missed: Robin Phillips appears to be a Reformed Calvinist. He publishes for Canon Press, writes for the Kuyper society, attacks Roman and Orthodox liturgical practices, etc. He has also published in World Net Daily, of which no doubt he is deeply ashamed. This puts this comments section in a new perspective (forgive the allusion!):1. Phillips is offering the same criticisms against Mathison that everyone else has offered.2. The attacks against Arakaki and Co., so far from being attacks against Orthodoxy, are in fact attacks against a form of high church Protestantism!

  156. Apple now has Rhapsody as an app, which is a great start, but it is currently hampered by the inability to store locally on your iPod, and has a dismal 64kbps bit rate. If this changes, then it will somewhat negate this advantage for the Zune, but the 10 songs per month will still be a big plus in Zune Pass’ favor.

  157. Taro:Appunto.Era uno psicoanalista che si è inventato una teoria della fisica.La mio psicoanalista è bravissima nel suo campo (tant’è che da quando sono in psicoanalisi non credo più alle scie chimiche! LOL!), ma non mi farei mai revisionare l’automobile da lei.

  158.  ( 2012.03.8 15:39 ) : Today, taking into consideration the fast way of life that everyone leads, credit cards have a big demand throughout the market. Persons throughout every area are using the credit card and people who are not using the credit card have lined up to apply for even one. Thanks for spreading your ideas on credit cards.

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  161. Bonjour,C'est par hasard que j'ai trouvé ton blog sur le net parce que j'ai tapé le mot "Takeo" sur un moteur de recherche.Takeo est aparement le nom de ton bonzaï…pour moi c'est celui de mon chat.Par contre, je n'arrive pas à savoir si ce mot à une signification en japonais. Comme tu as l'air de bien aimer ce pays, je me disait que peut etre tu pourrais me renseigner.Voilà ! En attendant de tes nouvellesIrène

  162. Ne avevo scritto indirettamente qui:1) il gripen è un aereo di 4 generazione. L’f-35 è un aereo di 5° generazione. Come paragonare il MacBook Pro del 2012 ad un Dell del 2004.2) Il Gripen è in competizione con l’Eurofighter, che l’Italia produce ed è superiore al Gripen. Quindi, se proprio vogliamo tagliare l’F-35, allora conviene stare sull’EF. per la cronaca: è avvenuto il contrario.3) Standardizzazione e logistica: ci sarebbero dei problemi. Se vuoi vado un po’ più a fondo, ma visto il punto 2, l’opzione non ha senso.aa

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  164. Well, what I can say is… keep on trying. The key of success in any struggle is never give up. You also may try to find another specialist doctor or another program if you feel that cannot push it any further. Good luck.

  165. Pro Rafael: jen opakuji že se metylalkohol nÄ›jakou extra metodou nad běžný postup odstraňovat nechystám, od začátku jsem to nemÄ›l v úmyslu. Jen mÄ› zajímalo proč…KaždopádnÄ› moc díky za informace, když čtu znovu příspÄ›vek od Ljz, tak už zÅ™ejmÄ› odopovÄ›dÄ›l. Jinak nÄ›co o vÄ›tším množství metylu v dokapu psal i Deslik v "diskuzi" z 31.8.2010. Jaký je k tomuto postoj Deslika? A už s tím dál nebudu prudit. PaJa.

  166. Oh this is just fucking average. Yep. Average. Let's be like every other greed monger out on the internet and clutter up a good thing with ads. Not like anyone else out there is creating a quality experience for thier customer base. Sheesh, what's the sense in THAT? After all we must consume consume consume. And it probably wouldn't be that bad if advertising was actually interesting. But most of is crap. Hey youtube, how does it feel to fling crap at your customer base? Reminds me of monkeys at the zoo.

  167. Ce ma bucur ca ai pus poze! Eu ma misc cam greu cu FB-ul si altele de genul(cred ca sunt ultimul om de pe planeta), stiu ca facusei tu trimiteri, imediat dupa, dar nu m-am descurcat, ardeam de nerabdare sa vad.Pare sa fi fost minunat, ma bucur mult-mult-mult pentru voi!

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  169. I have mixed emotions on this topic as well. If the site has content only with no real purpose other than sharing that information then I would definitely prefer having a responsively designed site. However if there is any logic involved where the purpose is more than sharing textual information or displaying a form then having a separate site is preferred.I dislike visiting a site and having a completely different content with the mobile site and having to select 'view full site' or 'view desktop version' and responsive design solves this issue perfectly.

  170. I have come across numerous “guides” on the “new” Facebook pages.This one is hands-down the *most* comprehensive and practical I have read for quite a while.Many congratulations and a great thank you!I have made serious changes to my Facebook page thanks to your insights.

  171. Querias!Ahahahahahahahah!Ó pastor não vês que após tantos mandatos dessa côr, entraram os boys…e justiça seja feita não foram corridos pelo Santana ou Carmona.E os que ficaram a recibo rapidamente se tornaram indispensaveis.Não andamos aqui a dormir!